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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,233 | $71,872-85.8% | $86,691-88.2% | $68,495-85.1% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -20.39% | 3.53%-23.9pp | 35.94%-56.3pp | -7.84%-12.5pp |
| Employer contribution / active EE | $4,047 | $2,173+86.2% | $2,837+42.7% | $2,596+55.9% |
| Participant deferral / active EE | $2,686 | $3,779-28.9% | $4,656-42.3% | $4,028-33.3% |
| Admin fee / account holder | $339 | $6,112-94.5% | $7,492-95.5% | $5,403-93.7% |