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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,273 | $144,130-61.0% | $117,861-52.3% | $147,586-61.9% |
| Participation rate | 81.3% | 83.4%-2.2pp | 79.7%+1.6pp | 82.8%-1.6pp |
| Annual return | 18.76% | 531.20%-512.4pp | 335.11%-316.3pp | 578.59%-559.8pp |
| Employer contribution / active EE | $2,457 | $4,897-49.8% | $3,786-35.1% | $4,876-49.6% |
| Participant deferral / active EE | $4,734 | $5,316-11.0% | $4,482+5.6% | $5,439-13.0% |
| Admin fee / account holder | $667 | $10,887-93.9% | $8,021-91.7% | $10,886-93.9% |