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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,156 | $131,835-61.2% | $108,582-52.9% | $273,972-81.3% |
| Participation rate | 81.8% | 83.5%-1.6pp | 79.6%+2.2pp | 83.0%-1.2pp |
| Annual return | 9.47% | -91.57%+101.0pp | -51.70%+61.2pp | 41.46%-32.0pp |
| Employer contribution / active EE | $3,329 | $4,913-32.2% | $3,758-11.4% | $4,869-31.6% |
| Participant deferral / active EE | $6,082 | $5,127+18.6% | $4,311+41.1% | $5,287+15.0% |
| Admin fee / account holder | $605 | $10,253-94.1% | $7,645-92.1% | $10,133-94.0% |