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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,814 | $109,411-62.7% | $89,435-54.4% | $158,982-74.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 1.67% | 345.68%-344.0pp | 245.55%-243.9pp | 302.99%-301.3pp |
| Employer contribution / active EE | $1,810 | $3,173-43.0% | $2,587-30.0% | $4,763-62.0% |
| Participant deferral / active EE | $3,885 | $4,600-15.5% | $3,890-0.1% | $5,983-35.1% |
| Admin fee / account holder | $904 | $6,159-85.3% | $4,884-81.5% | $11,252-92.0% |