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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,877 | $60,349-50.5% | $74,184-59.7% | $62,881-52.5% |
| Participation rate | 89.8% | 72.7%+17.0pp | 76.6%+13.2pp | 69.3%+20.5pp |
| Annual return | 9.28% | 21.38%-12.1pp | 17.74%-8.5pp | 20.14%-10.9pp |
| Employer contribution / active EE | $1,175 | $1,680-30.1% | $2,370-50.4% | $2,281-48.5% |
| Participant deferral / active EE | $2,864 | $2,856+0.3% | $3,550-19.3% | $3,203-10.6% |
| Admin fee / account holder | $1,237 | $4,261-71.0% | $5,586-77.9% | $4,296-71.2% |