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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,594 | $106,008-90.9% | $92,240-89.6% | $147,586-93.5% |
| Participation rate | 71.4% | 80.4%-9.0pp | 76.5%-5.1pp | 82.8%-11.4pp |
| Annual return | 18.40% | 50.05%-31.7pp | 176.29%-157.9pp | 578.59%-560.2pp |
| Employer contribution / active EE | $976 | $4,333-77.5% | $3,680-73.5% | $4,876-80.0% |
| Participant deferral / active EE | $2,030 | $4,478-54.7% | $3,897-47.9% | $5,439-62.7% |
| Admin fee / account holder | $1,554 | $6,333-75.5% | $5,194-70.1% | $10,886-85.7% |