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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,779 | $94,529+44.7% | $140,019-2.3% | $64,173+113.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | 17.52% | 7.77%+9.8pp | 651.17%-633.6pp | 7.63%+9.9pp |
| Employer contribution / active EE | $4,882 | $3,812+28.1% | $5,605-12.9% | $2,381+105.1% |
| Participant deferral / active EE | $9,842 | $5,250+87.5% | $6,927+42.1% | $3,470+183.7% |
| Admin fee / account holder | $3,390 | $6,741-49.7% | $10,705-68.3% | $4,887-30.6% |