Retirement plan

COLDER'S, INC. 401(K) PLAN

Name: COLDER'S, INC. - COLDER'S, INC. 401(K) PLAN (2022) Form 5500
Creator: COLDER'S, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COLDER'S, INC. 401(K) PLAN, COLDER'S, INC.

COLDER'S, INC.EIN 39-1750149Plan #001PY 2022

333 SOUTH 108TH STREET - WEST ALLIS, WI 53214414-476-1574

Prospect flagsLow employer contributionRecently reached 100 employees

How to read this page

Total assets (EOY)

$9.8M

-15.0% from 2021

Total participants

198

+29.4% from 2021

Average account balance

$62,646

-46.6% from 2021

Annual return

-12.91%

-38.03 pp from 2021

Benchmarks

See 2,205 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,205 peers

Snapshot2022

See peer percentile detail. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Analytics

Total assets (EOY)

Plan-year ending balance

$9.48M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$67K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

142

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

82.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$361K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.95%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$256

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Service providers

Top 8 by compensation

Provider	Service type	Compensation
HARBOUR INVESTMENTS INC1 year Filed as: HARBOUR INVESTMENTS INC. Service code 27 575 DONOFRIO DR. SUITE 300 · MADISON, WI 537192832	Advisory (Plan)	$12,600
GREAT-WEST LIFE & ANNUITY INSURANCE7+ years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$9,643
BLUE CHIP RETIREMENT PLANS, INC.7+ years Service code 13 6737 W WASHINGTON ST. · MILWAUKEE, WI 53214	Contract Administrator	$8,918
RHODA, SMITH & ASSOCIATES, S.C.7+ years Service code 10 20350 WATERTOWER BLVD SUITE 20 · BROOKFIELD, WI 53045	Accounting	$7,675
ENVESTNET RETIREMENT SOLUTIONS, LLC7+ years Service code 27 1801 CALIFORNIA ST · DENVER, CO 80202	Advisory (Plan)	$6,857
WEST CAPITAL MANAGEMENT1 year Filed as: WEST BEND MUTUAL INSURANCE COMPANY Service code 99 1900 S. 18TH AVE · WEST BEND, WI 53095	Other Fees	$516
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: ADVISED ASSETS GROUP Service code 28	Investment Management	$56
RM STARK & CO, INC.7+ years Service code 55	Other Commissions	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$46K

$284 / participant

Contract admin$46K100.0%

% of EOY assets

0.473%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: RHODA, SMITH & ASSOCIATES, SC
Auditor EIN: 391684354
Audit fees: (not subdivided)
Opinion code: Unqualified

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Metric

This plan

Peer set

Industry

Size

Avg account balance

$62,646

$49,451+26.7%

$79,550-21.2%

$66,914-6.4%

Participation rate

74.2%

61.3%+12.9pp

69.5%+4.7pp

69.8%+4.4pp

Annual return

-12.91%

84.25%-97.2pp

0.16%-13.1pp

1.58%-14.5pp

Employer contribution / active EE

$26

$1,266-97.9%

$2,413-98.9%

$2,544-99.0%

Participant deferral / active EE

$2,510

$3,159-20.5%

$3,985-37.0%

$4,237-40.8%

Admin fee / account holder

$297

$595-50.1%

$6,832-95.7%

$593-50.0%

Provider

Service type

Compensation

HARBOUR INVESTMENTS INC1 year

Filed as: HARBOUR INVESTMENTS INC.

Service code 27

575 DONOFRIO DR. SUITE 300 · MADISON, WI 537192832

Advisory (Plan)

$12,600

GREAT-WEST LIFE & ANNUITY INSURANCE7+ years

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$9,643

BLUE CHIP RETIREMENT PLANS, INC.7+ years

Service code 13

6737 W WASHINGTON ST. · MILWAUKEE, WI 53214

Contract Administrator

$8,918

RHODA, SMITH & ASSOCIATES, S.C.7+ years

Service code 10

20350 WATERTOWER BLVD SUITE 20 · BROOKFIELD, WI 53045

Accounting

$7,675

ENVESTNET RETIREMENT SOLUTIONS, LLC7+ years

Service code 27

1801 CALIFORNIA ST · DENVER, CO 80202

Advisory (Plan)

$6,857

WEST CAPITAL MANAGEMENT1 year

Filed as: WEST BEND MUTUAL INSURANCE COMPANY

Service code 99

1900 S. 18TH AVE · WEST BEND, WI 53095

Other Fees

$516

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: ADVISED ASSETS GROUP

Service code 28

Investment Management

$56

RM STARK & CO, INC.7+ years

Service code 55

Other Commissions

COLDER'S, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COLDER'S, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion