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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,327 | $115,810-60.9% | $101,271-55.2% | $158,966-71.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 10.14% | 56.15%-46.0pp | 46.48%-36.3pp | 302.95%-292.8pp |
| Employer contribution / active EE | $2,130 | $4,175-49.0% | $3,660-41.8% | $4,762-55.3% |
| Participant deferral / active EE | $5,984 | $4,958+20.7% | $4,371+36.9% | $5,9830% |
| Admin fee / account holder | $899 | $7,248-87.6% | $5,948-84.9% | $11,250-92.0% |