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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,316 | $106,008-64.8% | $92,240-59.5% | $147,586-74.7% |
| Participation rate | 92.9% | 80.4%+12.4pp | 76.5%+16.4pp | 82.8%+10.0pp |
| Annual return | 11.77% | 50.05%-38.3pp | 176.29%-164.5pp | 578.59%-566.8pp |
| Employer contribution / active EE | $1,600 | $4,333-63.1% | $3,680-56.5% | $4,876-67.2% |
| Participant deferral / active EE | $6,497 | $4,478+45.1% | $3,897+66.7% | $5,439+19.4% |
| Admin fee / account holder | $1,066 | $6,333-83.2% | $5,194-79.5% | $10,886-90.2% |