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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,976 | $58,848-61.0% | $88,179-73.9% | $82,637-72.2% |
| Participation rate | 71.1% | 57.9%+13.2pp | 69.1%+1.9pp | 68.1%+3.0pp |
| Annual return | 16.04% | 22.76%-6.7pp | 64.97%-48.9pp | 53.51%-37.5pp |
| Employer contribution / active EE | $1,566 | $1,678-6.7% | $2,549-38.6% | $2,552-38.6% |
| Participant deferral / active EE | $1,929 | $3,124-38.3% | $4,614-58.2% | $4,126-53.3% |
| Admin fee / account holder | $1,697 | $4,795-64.6% | $7,673-77.9% | $7,339-76.9% |