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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,991 | $110,212+81.5% | $96,534+107.2% | $139,466+43.4% |
| Participation rate | 80.0% | 78.1%+1.9pp | 76.0%+4.0pp | 80.3%-0.3pp |
| Annual return | 5.94% | 26.42%-20.5pp | 25.88%-19.9pp | 373.66%-367.7pp |
| Employer contribution / active EE | $1,868 | $3,620-48.4% | $2,965-37.0% | $4,754-60.7% |
| Participant deferral / active EE | $4,372 | $5,547-21.2% | $4,851-9.9% | $6,712-34.9% |
| Admin fee / account holder | $9,960 | $11,599-14.1% | $8,253+20.7% | $11,409-12.7% |