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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,309 | $103,393+0.9% | $87,103+19.8% | $152,909-31.8% |
| Participation rate | 85.7% | 79.4%+6.4pp | 76.9%+8.8pp | 82.5%+3.3pp |
| Annual return | 8.85% | 28.10%-19.2pp | 28.19%-19.3pp | 345.46%-336.6pp |
| Employer contribution / active EE | $2,324 | $3,221-27.8% | $2,521-7.8% | $4,764-51.2% |
| Participant deferral / active EE | $4,500 | $4,778-5.8% | $4,049+11.1% | $5,851-23.1% |
| Admin fee / account holder | $11,440 | $12,195-6.2% | $7,491+52.7% | $11,601-1.4% |