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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,191 | $75,962+355.7% | $154,108+124.6% | $64,173+439.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | 1.63% | 30.32%-28.7pp | 735.21%-733.6pp | 7.63%-6.0pp |
| Employer contribution / active EE | $21,439 | $3,350+540.0% | $5,298+304.7% | $2,381+800.5% |
| Participant deferral / active EE | $15,111 | $3,175+376.0% | $5,081+197.4% | $3,470+335.5% |
| Admin fee / account holder | $46,402 | $5,589+730.2% | $13,411+246.0% | $4,887+849.4% |