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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,084 | $78,694-0.8% | $67,652+15.4% | $125,389-37.7% |
| Participation rate | 66.7% | 78.8%-12.1pp | 75.7%-9.0pp | 83.2%-16.5pp |
| Annual return | -4.12% | 9.46%-13.6pp | 6625.40%-6629.5pp | 282.24%-286.4pp |
| Employer contribution / active EE | $951 | $3,044-68.8% | $2,266-58.0% | $4,866-80.5% |
| Participant deferral / active EE | $4,049 | $4,292-5.7% | $3,560+13.8% | $5,352-24.3% |
| Admin fee / account holder | $271 | $7,403-96.3% | $4,821-94.4% | $9,541-97.2% |