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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,428 | $76,407-18.3% | $150,298-58.5% | $82,448-24.3% |
| Participation rate | 96.4% | 66.4%+30.0pp | 77.8%+18.7pp | 68.1%+28.4pp |
| Annual return | 18.01% | 39.99%-22.0pp | 62.79%-44.8pp | 41.64%-23.6pp |
| Employer contribution / active EE | $2,324 | $2,614-11.1% | $4,154-44.1% | $2,551-8.9% |
| Participant deferral / active EE | $4,652 | $3,214+44.7% | $5,453-14.7% | $4,139+12.4% |
| Admin fee / account holder | $4,711 | $6,352-25.8% | $14,116-66.6% | $7,234-34.9% |