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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,076 | $88,672+401.9% | $105,223+323.0% | $82,448+439.8% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 38.05% | 30.86%+7.2pp | 180.65%-142.6pp | 41.64%-3.6pp |
| Employer contribution / active EE | $6,406 | $3,048+110.2% | $3,689+73.7% | $2,551+151.1% |
| Participant deferral / active EE | $8,390 | $4,036+107.9% | $5,072+65.4% | $4,139+102.7% |
| Admin fee / account holder | $1,082 | $7,146-84.9% | $8,859-87.8% | $7,234-85.0% |