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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,440 | $108,701-82.1% | $74,723-74.0% | $152,909-87.3% |
| Participation rate | 100.0% | 65.4%+34.6pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 19.84% | 114.12%-94.3pp | 753.18%-733.3pp | 345.46%-325.6pp |
| Employer contribution / active EE | $198 | $1,504-86.9% | $1,084-81.8% | $4,764-95.9% |
| Participant deferral / active EE | $2,963 | $2,709+9.4% | $1,962+51.1% | $5,851-49.4% |
| Admin fee / account holder | $686 | $4,906-86.0% | $3,335-79.4% | $11,601-94.1% |