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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,276 | $107,030-83.9% | $73,550-76.5% | $147,586-88.3% |
| Participation rate | 41.2% | 66.4%-25.2pp | 54.9%-13.7pp | 82.8%-41.7pp |
| Annual return | 10.08% | 38.25%-28.2pp | -15.16%+25.2pp | 578.59%-568.5pp |
| Employer contribution / active EE | $83 | $1,760-95.3% | $1,219-93.2% | $4,876-98.3% |
| Participant deferral / active EE | $2,432 | $2,458-1.1% | $1,804+34.8% | $5,439-55.3% |
| Admin fee / account holder | $6,913 | $3,055+126.3% | $2,320+198.0% | $10,886-36.5% |