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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,693 | $67,823-54.7% | $52,425-41.5% | $137,256-77.6% |
| Participation rate | 83.3% | 63.9%+19.4pp | 55.6%+27.7pp | 80.0%+3.4pp |
| Annual return | 12.30% | 219.11%-206.8pp | 302.12%-289.8pp | 220.34%-208.0pp |
| Employer contribution / active EE | $178 | $1,163-84.7% | $914-80.5% | $4,156-95.7% |
| Participant deferral / active EE | $3,325 | $2,288+45.3% | $1,790+85.7% | $6,407-48.1% |
| Admin fee / account holder | $1,985 | $2,844-30.2% | $2,495-20.4% | $12,270-83.8% |