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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,068 | $162,136+27.1% | $152,301+35.3% | $154,746+33.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 16.27% | 91.02%-74.8pp | 80.50%-64.2pp | 172.34%-156.1pp |
| Employer contribution / active EE | $7,284 | $4,890+48.9% | $4,624+57.5% | $4,379+66.3% |
| Participant deferral / active EE | $19,334 | $8,341+131.8% | $8,004+141.6% | $6,730+187.3% |
| Admin fee / account holder | $34,048 | $15,759+116.1% | $14,398+136.5% | $14,365+137.0% |