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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,356 | $165,361-39.3% | $149,715-33.0% | $158,950-36.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.41% | 348.24%-336.8pp | 276.66%-265.3pp | 302.91%-291.5pp |
| Employer contribution / active EE | $3,434 | $5,103-32.7% | $4,645-26.1% | $4,762-27.9% |
| Participant deferral / active EE | $10,543 | $7,182+46.8% | $6,842+54.1% | $5,983+76.2% |
| Admin fee / account holder | $16,135 | $10,808+49.3% | $9,310+73.3% | $11,248+43.4% |