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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,068 | $196,972+4.6% | $182,262+13.1% | $198,609+3.8% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 16.27% | 158.27%-142.0pp | 140.60%-124.3pp | 202.70%-186.4pp |
| Employer contribution / active EE | $7,284 | $5,364+35.8% | $5,046+44.4% | $5,055+44.1% |
| Participant deferral / active EE | $19,334 | $8,643+123.7% | $8,276+133.6% | $6,977+177.1% |
| Admin fee / account holder | $34,048 | $18,429+84.8% | $16,712+103.7% | $19,030+78.9% |