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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,738 | $185,883-11.4% | $170,043-3.1% | $139,466+18.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 15.83% | 60.54%-44.7pp | 53.40%-37.6pp | 373.66%-357.8pp |
| Employer contribution / active EE | $16,772 | $7,596+120.8% | $6,790+147.0% | $4,754+252.8% |
| Participant deferral / active EE | $30,216 | $11,626+159.9% | $10,410+190.3% | $6,712+350.2% |
| Admin fee / account holder | $10,636 | $15,393-30.9% | $12,824-17.1% | $11,409-6.8% |