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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,446 | $176,105+123.4% | $159,474+146.7% | $167,536+134.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.06% | 331.91%-317.8pp | 263.68%-249.6pp | 478.82%-464.8pp |
| Employer contribution / active EE | $5,664 | $5,299+6.9% | $4,831+17.2% | $4,839+17.0% |
| Participant deferral / active EE | $7,536 | $7,751-2.8% | $7,353+2.5% | $6,342+18.8% |
| Admin fee / account holder | $1,649 | $12,559-86.9% | $10,802-84.7% | $12,315-86.6% |