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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,390 | $48,364+107.6% | $71,796+39.8% | $62,881+59.7% |
| Participation rate | 60.4% | 60.6%-0.2pp | 69.1%-8.7pp | 69.3%-8.9pp |
| Annual return | 5.68% | 13.16%-7.5pp | 78.04%-72.4pp | 20.14%-14.5pp |
| Employer contribution / active EE | $1,684 | $1,042+61.6% | $1,924-12.5% | $2,281-26.2% |
| Participant deferral / active EE | $3,459 | $2,091+65.4% | $2,794+23.8% | $3,203+8.0% |
| Admin fee / account holder | $1,162 | $3,771-69.2% | $4,815-75.9% | $4,296-73.0% |