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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,529 | $77,920+158.6% | $149,723+34.6% | $75,177+168.1% |
| Participation rate | 93.8% | 65.6%+28.2pp | 78.8%+15.0pp | 67.2%+26.5pp |
| Annual return | 6.54% | 31.72%-25.2pp | 134.50%-128.0pp | 160.75%-154.2pp |
| Employer contribution / active EE | $9,027 | $3,138+187.6% | $4,821+87.2% | $2,671+238.0% |
| Participant deferral / active EE | $9,449 | $3,411+177.0% | $5,682+66.3% | $4,126+129.0% |
| Admin fee / account holder | $25,576 | $5,951+329.8% | $13,215+93.5% | $5,651+352.6% |