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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,790 | $85,171+78.2% | $172,753-12.1% | $72,976+108.0% |
| Participation rate | 98.0% | 70.1%+27.9pp | 82.6%+15.3pp | 69.5%+28.5pp |
| Annual return | 10.29% | 27.32%-17.0pp | 803.00%-792.7pp | 81.02%-70.7pp |
| Employer contribution / active EE | $7,136 | $3,324+114.7% | $5,144+38.7% | $2,440+192.5% |
| Participant deferral / active EE | $6,452 | $3,260+97.9% | $5,198+24.1% | $3,608+78.8% |
| Admin fee / account holder | $2,074 | $5,880-64.7% | $13,956-85.1% | $5,124-59.5% |