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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,714 | $165,399+27.4% | $149,745+40.7% | $158,982+32.5% |
| Participation rate | 95.5% | 84.6%+10.9pp | 82.5%+13.0pp | 82.0%+13.5pp |
| Annual return | 14.29% | 348.34%-334.0pp | 276.72%-262.4pp | 302.99%-288.7pp |
| Employer contribution / active EE | $3,115 | $5,105-39.0% | $4,646-32.9% | $4,763-34.6% |
| Participant deferral / active EE | $8,252 | $7,183+14.9% | $6,843+20.6% | $5,983+37.9% |
| Admin fee / account holder | $7,698 | $10,811-28.8% | $9,312-17.3% | $11,252-31.6% |