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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,257 | $150,447-12.1% | $136,298-3.0% | $147,586-10.4% |
| Participation rate | 91.7% | 84.4%+7.2pp | 81.9%+9.7pp | 82.8%+8.8pp |
| Annual return | 29.46% | 1049.15%-1019.7pp | 5156.27%-5126.8pp | 578.59%-549.1pp |
| Employer contribution / active EE | $2,786 | $5,256-47.0% | $4,696-40.7% | $4,876-42.9% |
| Participant deferral / active EE | $7,053 | $6,631+6.4% | $6,247+12.9% | $5,439+29.7% |
| Admin fee / account holder | $2,057 | $10,906-81.1% | $9,244-77.8% | $10,886-81.1% |