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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,751 | $154,228+19.8% | $145,433+27.0% | $137,256+34.6% |
| Participation rate | 94.1% | 83.8%+10.3pp | 82.1%+12.0pp | 80.0%+14.2pp |
| Annual return | 11.13% | 74.59%-63.5pp | 66.58%-55.4pp | 220.34%-209.2pp |
| Employer contribution / active EE | $3,615 | $4,804-24.7% | $4,554-20.6% | $4,156-13.0% |
| Participant deferral / active EE | $11,680 | $8,216+42.2% | $7,897+47.9% | $6,407+82.3% |
| Admin fee / account holder | $125,400 | $14,344+774.3% | $13,129+855.1% | $12,270+922.0% |