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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,553 | $35,183+111.9% | $73,550+1.4% | $70,126+6.3% |
| Participation rate | 90.9% | 42.9%+48.0pp | 54.9%+36.0pp | 69.5%+21.4pp |
| Annual return | 16.87% | 26.90%-10.0pp | -15.16%+32.0pp | 73.15%-56.3pp |
| Employer contribution / active EE | $931 | $709+31.4% | $1,219-23.6% | $2,343-60.3% |
| Participant deferral / active EE | $4,726 | $1,220+287.4% | $1,804+161.9% | $3,332+41.8% |
| Admin fee / account holder | $1,164 | $2,302-49.4% | $2,320-49.8% | $4,645-74.9% |