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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,446 | $199,109-45.0% | $173,730-37.0% | $154,746-29.3% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.6%+0.4pp | 80.7%-0.7pp |
| Annual return | 20.53% | 20.02%+0.5pp | 19.96%+0.6pp | 172.34%-151.8pp |
| Employer contribution / active EE | $3,227 | $5,311-39.3% | $4,577-29.5% | $4,379-26.3% |
| Participant deferral / active EE | $6,907 | $7,113-2.9% | $6,326+9.2% | $6,730+2.6% |
| Admin fee / account holder | $2,318 | $20,916-88.9% | $17,523-86.8% | $14,365-83.9% |