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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,837 | $166,131-55.6% | $164,975-55.2% | $145,877-49.4% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 14.60% | 100.37%-85.8pp | 70.12%-55.5pp | 551.28%-536.7pp |
| Employer contribution / active EE | $3,306 | $5,276-37.3% | $4,343-23.9% | $4,663-29.1% |
| Participant deferral / active EE | $7,073 | $6,962+1.6% | $6,033+17.2% | $6,691+5.7% |
| Admin fee / account holder | $1,064 | $16,648-93.6% | $12,688-91.6% | $13,402-92.1% |