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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,837 | $166,268-55.6% | $165,100-55.3% | $145,897-49.4% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 14.60% | 100.52%-85.9pp | 70.21%-55.6pp | 552.29%-537.7pp |
| Employer contribution / active EE | $3,306 | $5,284-37.4% | $4,348-24.0% | $4,663-29.1% |
| Participant deferral / active EE | $7,073 | $6,964+1.6% | $6,035+17.2% | $6,689+5.7% |
| Admin fee / account holder | $1,064 | $16,659-93.6% | $12,696-91.6% | $13,390-92.1% |