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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,572 | $60,349-22.8% | $74,184-37.2% | $62,881-25.9% |
| Participation rate | 75.0% | 72.7%+2.3pp | 76.6%-1.6pp | 69.3%+5.7pp |
| Annual return | 9.36% | 21.38%-12.0pp | 17.74%-8.4pp | 20.14%-10.8pp |
| Employer contribution / active EE | $1,398 | $1,680-16.8% | $2,370-41.0% | $2,281-38.7% |
| Participant deferral / active EE | $3,196 | $2,856+11.9% | $3,550-10.0% | $3,203-0.2% |
| Admin fee / account holder | $2,661 | $4,261-37.6% | $5,586-52.4% | $4,296-38.1% |