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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,010 | $58,726-14.8% | $142,898-65.0% | $85,847-41.7% |
| Participation rate | 40.0% | 58.5%-18.5pp | 72.0%-32.0pp | 69.3%-29.3pp |
| Annual return | 15.29% | 27.73%-12.4pp | 5639.64%-5624.3pp | 318.61%-303.3pp |
| Employer contribution / active EE | $485 | $1,424-65.9% | $4,146-88.3% | $2,565-81.1% |
| Participant deferral / active EE | $1,165 | $2,609-55.3% | $3,838-69.6% | $3,952-70.5% |
| Admin fee / account holder | $5,119 | $4,234+20.9% | $6,560-22.0% | $6,261-18.2% |