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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,341 | $176,402-76.0% | $134,162-68.4% | $158,982-73.4% |
| Participation rate | 50.0% | 78.7%-28.7pp | 72.2%-22.2pp | 82.0%-32.0pp |
| Annual return | 16.59% | 63.66%-47.1pp | 36.35%-19.8pp | 302.99%-286.4pp |
| Employer contribution / active EE | $581 | $5,042-88.5% | $3,705-84.3% | $4,763-87.8% |
| Participant deferral / active EE | $908 | $4,093-77.8% | $3,500-74.1% | $5,983-84.8% |
| Admin fee / account holder | $615 | $8,719-92.9% | $6,685-90.8% | $11,252-94.5% |