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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,560 | $43,075-24.4% | $74,577-56.3% | $62,881-48.2% |
| Participation rate | 62.5% | 58.1%+4.4pp | 68.1%-5.6pp | 69.3%-6.8pp |
| Annual return | 7.85% | 17.50%-9.7pp | 20.47%-12.6pp | 20.14%-12.3pp |
| Employer contribution / active EE | $0 | $1,498-100.0% | $2,525-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,813 | $2,389-24.1% | $3,458-47.6% | $3,203-43.4% |
| Admin fee / account holder | $218 | $2,840-92.3% | $4,138-94.7% | $4,296-94.9% |