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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,857 | $217,432+121.6% | $185,849+159.3% | $167,536+187.6% |
| Participation rate | 88.2% | 86.1%+2.2pp | 81.7%+6.5pp | 82.1%+6.1pp |
| Annual return | 13.32% | 148.42%-135.1pp | 122.10%-108.8pp | 478.82%-465.5pp |
| Employer contribution / active EE | $9,236 | $5,875+57.2% | $5,169+78.7% | $4,839+90.9% |
| Participant deferral / active EE | $8,082 | $6,357+27.1% | $5,569+45.1% | $6,342+27.4% |
| Admin fee / account holder | $72,890 | $19,818+267.8% | $16,244+348.7% | $12,315+491.9% |