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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,065 | $82,674+28.3% | $125,381-15.4% | $68,486+54.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -18.26% | -5.97%-12.3pp | 572.31%-590.6pp | -7.85%-10.4pp |
| Employer contribution / active EE | $4,688 | $3,382+38.6% | $4,815-2.7% | $2,597+80.5% |
| Participant deferral / active EE | $5,984 | $6,111-2.1% | $7,448-19.6% | $4,028+48.6% |
| Admin fee / account holder | $1,586 | $6,277-74.7% | $10,007-84.1% | $5,404-70.6% |