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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,746 | $82,678-49.5% | $125,391-66.7% | $68,490-39.0% |
| Participation rate | 97.2% | 75.1%+22.1pp | 82.4%+14.8pp | 67.9%+29.3pp |
| Annual return | -20.14% | -5.97%-14.2pp | 572.41%-592.6pp | -7.85%-12.3pp |
| Employer contribution / active EE | $2,711 | $3,382-19.8% | $4,816-43.7% | $2,597+4.4% |
| Participant deferral / active EE | $5,993 | $6,111-1.9% | $7,448-19.5% | $4,028+48.8% |
| Admin fee / account holder | $5,472 | $6,277-12.8% | $10,009-45.3% | $5,403+1.3% |