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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,413 | $89,370-67.1% | $141,197-79.2% | $72,976-59.7% |
| Participation rate | 90.8% | 75.1%+15.7pp | 82.5%+8.3pp | 69.5%+21.3pp |
| Annual return | 30.08% | 111.88%-81.8pp | 71.41%-41.3pp | 81.02%-50.9pp |
| Employer contribution / active EE | $2,302 | $3,115-26.1% | $4,736-51.4% | $2,440-5.7% |
| Participant deferral / active EE | $4,463 | $5,419-17.6% | $6,710-33.5% | $3,608+23.7% |
| Admin fee / account holder | $2,773 | $5,957-53.5% | $10,265-73.0% | $5,124-45.9% |