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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,774 | $78,694-88.9% | $67,652-87.0% | $125,389-93.0% |
| Participation rate | 94.4% | 78.8%+15.6pp | 75.7%+18.8pp | 83.2%+11.3pp |
| Annual return | -1.08% | 9.46%-10.5pp | 6625.40%-6626.5pp | 282.24%-283.3pp |
| Employer contribution / active EE | $1,221 | $3,044-59.9% | $2,266-46.1% | $4,866-74.9% |
| Participant deferral / active EE | $1,862 | $4,292-56.6% | $3,560-47.7% | $5,352-65.2% |
| Admin fee / account holder | $6,589 | $7,403-11.0% | $4,821+36.7% | $9,541-30.9% |