Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,325 | $56,544-18.1% | $75,501-38.6% | $70,126-33.9% |
| Participation rate | 69.4% | 68.1%+1.3pp | 72.4%-2.9pp | 69.5%-0.1pp |
| Annual return | 13.69% | 23.59%-9.9pp | 27.35%-13.7pp | 73.15%-59.5pp |
| Employer contribution / active EE | $311 | $1,817-82.9% | $2,352-86.8% | $2,343-86.7% |
| Participant deferral / active EE | $1,766 | $2,580-31.5% | $3,142-43.8% | $3,332-47.0% |
| Admin fee / account holder | $2,305 | $3,827-39.8% | $5,801-60.3% | $4,645-50.4% |