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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,007 | $154,159-55.9% | $130,026-47.7% | $139,456-51.2% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.5%-16.0pp | 80.3%-17.8pp |
| Annual return | 18.80% | 32.50%-13.7pp | -137.26%+156.1pp | 373.45%-354.6pp |
| Employer contribution / active EE | $1,245 | $5,292-76.5% | $4,321-71.2% | $4,753-73.8% |
| Participant deferral / active EE | $2,246 | $6,710-66.5% | $5,821-61.4% | $6,711-66.5% |
| Admin fee / account holder | $0 | $14,001-100.0% | $10,608-100.0% | $11,407-100.0% |