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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,844 | $73,988-1.5% | $96,538-24.5% | $75,177-3.1% |
| Participation rate | 97.9% | 66.4%+31.4pp | 74.3%+23.5pp | 67.2%+30.7pp |
| Annual return | 12.95% | 26.73%-13.8pp | 35.74%-22.8pp | 160.75%-147.8pp |
| Employer contribution / active EE | $3,323 | $2,930+13.4% | $3,740-11.2% | $2,671+24.4% |
| Participant deferral / active EE | $6,760 | $3,660+84.7% | $4,880+38.5% | $4,126+63.8% |
| Admin fee / account holder | $7,411 | $5,220+42.0% | $6,737+10.0% | $5,651+31.1% |