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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,619 | $72,273-27.2% | $101,275-48.0% | $79,856-34.1% |
| Participation rate | 98.0% | 68.5%+29.6pp | 75.8%+22.2pp | 69.6%+28.4pp |
| Annual return | 9.90% | 22.30%-12.4pp | 46.48%-36.6pp | 31.71%-21.8pp |
| Employer contribution / active EE | $3,758 | $2,691+39.6% | $3,660+2.7% | $2,471+52.1% |
| Participant deferral / active EE | $4,556 | $3,282+38.8% | $4,371+4.2% | $3,741+21.8% |
| Admin fee / account holder | $3,588 | $4,401-18.5% | $5,948-39.7% | $5,306-32.4% |