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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,712 | $91,525-31.5% | $130,026-51.8% | $75,181-16.6% |
| Participation rate | 80.0% | 71.4%+8.6pp | 78.5%+1.5pp | 67.2%+12.8pp |
| Annual return | 17.23% | -631.40%+648.6pp | -137.26%+154.5pp | 160.69%-143.5pp |
| Employer contribution / active EE | $1,866 | $2,844-34.4% | $4,321-56.8% | $2,671-30.1% |
| Participant deferral / active EE | $4,054 | $4,342-6.6% | $5,821-30.4% | $4,126-1.8% |
| Admin fee / account holder | $438 | $6,778-93.5% | $10,608-95.9% | $5,650-92.2% |