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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,571 | $81,208-25.4% | $98,920-38.8% | $79,856-24.1% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 18.85% | 60.99%-42.1pp | 196.47%-177.6pp | 31.71%-12.9pp |
| Employer contribution / active EE | $260 | $1,960-86.7% | $2,689-90.3% | $2,471-89.5% |
| Participant deferral / active EE | $2,878 | $3,265-11.8% | $4,245-32.2% | $3,741-23.1% |
| Admin fee / account holder | $2,464 | $6,013-59.0% | $6,643-62.9% | $5,306-53.6% |